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Learn about common annuity types and the different benefits each income plan has to offer.

Five Annuity Criticisms Explored
Tackle five common criticisms of annuity plans with this point-counterpoint article.

Risk Management: Why Do I Need Insurance?
Article highlighting the four approaches to risk management, how they work together and why personal insurance can be a useful financial planning component.

Personal Risk Assessment Checklist
This checklist is a good starting point for insurance planning conversations between client and advisor. Check the boxes to show your personal areas of risk.

Basic Life Insurance Policy Terms
A helpful tool for getting acquainted with common life insurance terms, including policy participants, policy types and policy terms.

Life Insurance Medical Exams
If you are considering taking out a life insurance policy, it may be required of you to take a life insurance medical exam. This flyer can help you prepare if you are unsure of what to expect from the exam.

All About Auto Insurance
Choosing an auto insurance policy requires careful consideration of many different factors. The terms and conditions of a policy can be confusing at times, but this article will help you understand what to consider when shopping for the policy that best suits your needs.

Auto Collision and Comprehensive Coverage Basics
Both auto collision coverage and comprehensive coverage provide specific protection for various losses, which can be costly in the event your vehicle is damaged or stolen.

Curb the Cost of Your Teen Aged Driver
If you are the parent of a teenager who is getting ready to drive, read some useful tips to help keep your premiums as low as possible and your teen safe.

Insurance Conversations: Life
No one wants to plan for the worst, but a gap in life insurance coverage can make a worst-case scenario even more terrible. Don’t leave your loved ones without a safety net—make sure you have sufficient life insurance coverage today.

Homeowners Insurance
Learn more about homeowners insurance and the financial protection it offers, including property and liability protection.

Insurance Conversations: Renters
Have you considered the cost required to replace each and every one of your personal belongings? Your landlord's insurance likely doesn't protect you in case of damage to a property you're renting, and this cost can quickly add up. Learn how renters insurance can help you recover from property loss and liability.

Condominium Insurance
Though your condominium association may have a master policy in place, your personal property or liability to others may not be covered. Learn more about liability protection and property protection in this one-page flyer.

Insurance Conversations: Valuables
A standard homeowners insurance can provide a lot of protection for your belongings, but it may fall short when it comes to your most expensive items. Learn how to protect your prized possessions by adding additional coverage to your existing policy.

Insuring Valuables
To protect certain types of valuables, such as jewelry, art and collectibles, an additional insurance policy endorsement or floater is needed to adequately protect your investment.

Insurance Conversations: Antique and Classic Cars
Get started on the road to better coverage by learning about adding coverage for your antique or classic car.

Protecting Your Assets with Flood Insurance
Flooding is the nation's most common natural disaster. You can protect your financial future from the costly effects of a flood by obtaining flood coverage. Find out more in this flyer.

Insurance Conversations: Umbrella
Learn how to protect yourself from financial bad luck with umbrella insurance, which can act as a buffer between you and the limits of your standard liability coverage.

Personal Umbrella Liability Basics
The basics of a Personal Umbrella Liability policy, including how to estimate insurance coverage needs.

Obtaining Individual Health Insurance
As of 2014, most individuals will be required to obtain health insurance, even if they are not covered by their employer. If you are considering individual health insurance, you can find out more about it in this flyer.

Flexible Spending Accounts
Covers the basics of FSAs, including general overviews of the Health Care Reimbursement FSA and the Dependent Care FSA. Also covers eligible expenses and the "use it or lose it" rule.

Health Savings Accounts
Delivers the basics of health savings accounts, or HSAs, including answers to common questions and tax benefits.

Health Savings Accounts and Retirement
See how the wise use of a Health Savings Account (HSA) can help you save money for your retirement plans.

Understanding High-Deductible Health Plans and Health Savings Accounts
This informational flyer covers the basics of high-deductible health plans and health savings accounts.

Healthcare Advocates
Need help navigating the health care system? Learn about health care advocates and the services that they can provide for you.

Insurance Conversations: Disability
Could you afford a 50 percent pay cut? Learn how to protect your most valuable asset—your ability to earn an income—with disability insurance.

Social Securiy Disability Insurance
How would a long-term disability affect your income? Learn about the disability benefits that Social Security provides.

Insurance Conversations: Travel
Learn how travel insurance can help protect you when you're abroad, allowing you to reach your destination safe and sound.

Travel Insurance
Find out how travel insurance can reduce stress and eliminate problems while travelling.

Travel Trailer Insurance
Travel trailer insurance offers similar protections covered in an auto insurance policy, but it is more comprehensive and specialized for trailer owners.

Insurance Conversations: Household Help
Whether you employ a babysitter once a week, a part-time maid or a full-time nanny, learn how to protect yourself and those that work for you by considering your insurance options for household help.

Insurance Conversations: Long-Term Care
Learn how long-term care insurance can help you protect your retirement dreams and give you coverage that lasts.

Long Term Care Insurance
Informational piece on long term care insurance, including what it is, who needs it, average cost, coverage options and how it differs from disability insurance.

Medicare: Getting Started
This article provides a quick and simple breakdown of Medicare coverage, and offers a useful step-by-step map to help you get started.

Medicare Advantage Plans
You have many health care options available through Medicare. Find out how to combine your health coverage into one plan by enrolling in a Medicare Advantage Plan.

Medicare Supplement (Medigap) Insurance
Are you looking for benefits beyond Original Medicare? Learn how to fill gaps in your health care coverage with Medigap, a supplement to Original Medicare.

COBRA Basics
This flyer offers a basic understanding of COBRA coverage.

Aircraft Liability Insurance
Add security to your assets and limit your financial risk with a tailored aircraft hull liability insurance policy.

Equine Insurance
Owning horses can be a significant investment. Learn about the insurance available to help protect it.